Showing posts with label Consumer Protection. Show all posts
Showing posts with label Consumer Protection. Show all posts

05 October, 2008

Exam boards liable for poor service

Pushpa Girimaji

YEAR after year, we read shocking reports of examination boards making mistakes in the computation of marks or in the announcement of results. We also come to know of the helplessness of students, who are victims of such negligence. Well, the good news is that students can now use the consumer protection law to hold examination boards liable for their mistakes.
Even though the Consumer Protection Act of 1986 brought all paid services under the scrutiny of courts, certain unfortunate orders of the apex court had denied students and parents the right to seek compensation for deficient services rendered by universities and examination boards. In 1996, for example, in the case of Chairman, Board of Examinations, Madras, vs Mohideen Abdul Kader, the apex court had said that issues pertaining to examinations conducted by boards and universities did not come under the jurisdiction of the courts.
As far as other services rendered by educational institutions were concerned, it was yet to take a view on the applicability of the consumer protection law to them, the court had said. In other words, this order had put a big question mark over whether courts could adjudicate over any dispute pertaining to educational services.
Then finally in September, 2000, in the case of Bhupesh Khurana vs Vishwa Buddha Parishad, the National Consumer Disputes Redressal Commission looked at this issue and held that services rendered by universities and educational institutions came under the jurisdiction of courts. However, it did not make any reference to examination-related issues, and three years later, in the case of Parveen Rani vs Punjab School Education Board, it reaffirmed its earlier view that courts cannot question examination boards. The complaint here was about the student not receiving the marksheet and certificate for eight years.
Subsequently, in the case of Amrit Paul vs Chairman, Punjab School Education Board, too, it reiterated that evaluation of answer papers, issuance of marksheets, declaration of results, etc by examination boards did not fall within the definition of ‘service’ in the consumer protection law. Hence, liability cannot be fastened on these statutory bodies for any mistakes committed in the discharge of their duties, the commission said.
Then finally last year, in the case of Board of Secondary Education vs Sasmita Moharana, the apex court reversed this view when it upheld an order of the lower court awarding compensation to a student for the loss of an academic year on account of the wrong declaration of marks.
The case pertained to the student being declared as failed in the examination, following incorrect computation of marks in the English paper. Following the intervention of the Orissa High Court, the board re-checked the marks and found that it was indeed incorrect, and that the student had actually passed in the subject. However, by the time the board issued the corrected marksheet, the admission process in all colleges had closed, resulting in the student losing an academic year.
In response to the student’s petition seeking compensation, the Orissa state commission awarded her Rs 10,000 as compensation. This was questioned by the board. The board’s argument before the national commission was that: (a) the conduct of examination and evaluation of answer sheets were part of the statutory duty performed by the board. Therefore, consumer courts had no jurisdiction to decide over disputes pertaining to this; (b) it had examined 54 lakh answer sheets that year and there was every possibility of some human error creeping in. That should not be considered as deficiency or negligence in the evaluation of answer sheets.
Dismissing these arguments, the apex court, in a detailed order, held that examination boards, too, came under the purview of the consumer courts and they could be held liable for deficient service. “Giving the wrong marksheet would certainly cause not just simple mental agony but would also have an adverse impact on the minds of the students of tender ages, causing depression and sometimes leading to suicide. We cannot, therefore, take a lenient view of negligence on the part of the assistant examiner, chief examiner or the Examination Department of any board in this regard”, said the commission.
The commission also quoted the Supreme Court in the case of the president, Board of Secondary Education, Orissa, vs D.Sunvankar, wherein the apex court had held that it was the duty of the board to ensure that the correct marksheet was issued to the candidates. In this case, for failing to do so, and wrongly showing the marks in one subject as 35, instead of 65 secured by the student, the Supreme Court directed the examination board to pay Rs 20,000 as compensation to the student.
Source:- The Tribune 28 September 2008 Spectrum
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11 June, 2008

HC puts 4 docs in dock for negligence

Refuses To Quash FIR; Child With Brain Haemorrhage Was Given Wrong Treatment
Anirudh is admitted on August 25, 2005. Saroj Hospital doctors diagnose him as suffering from T B Meningitis On August 30, his condition deteriorates and Rakesh Sharma is advised to take his child to an “advanced” hospital. Ganga Ram doctors says Anirudh is down with brain haemorrhage. Anirudh dies later After complaints to the police and MCI yield token results, Sharma approaches Rohini court
Four senior doctors, including the medical superintendent of a Rohini hospital, will face criminal proceedings for causing the death of a child by wrong diagnosis, after Delhi High Court on Monday refused to quash the FIR lodged against them for medical negligence.
Justice Manmohan declined the plea by four doctors of Saroj Hospital and Heart Institute to quash FIR registered against them. They had approached HC, challenging the order of a Rohini court, directing registration of an FIR against the doctors, who claimed before HC that they had already been exonerated by the Medical Council of India.
HC, though, did give them some leeway in the form of instructions to the police to inform the doctors three days in advance that they were being arrested, so that they could approach a suitable court for anticipatory bail relief.
A Rohini metropolitan magistrate (MM) Vinod Yadav had recently ordered the cops to lodge an FIR against medical superintendent P K Bharadwaj, Gereesh Manwani, Jaideep Bansal, Surbhi Garg Kaushik and one Ravin Sharma, all doctors, working in this Rohini-based hospital. The decision to launch a criminal probe against them came on a complaint filed by the father of the child, Rakesh Sharma, whose repeated requests to the police had been of no avail. Sharma moved court last month and sought criminal action against those responsible for the death of his child Anirudh.
According to Rajesh, his son was admitted to Saroj Hospital on August 25, 2005, when he woke up with a severe headache and nausea. After being treated in the ICU, Anirudh was diagnosed as suffering from T B Meningitis and was accordingly given medication for four days. When his condition deteriorated further, a distraught father was asked to shift his child to a better hospital, forcing him to rush Anirudh to Sir Ganga Ram Hospital. Doctors at Ganga Ram told Sharma that his son was suffering from brain haemorrhage and despite their best efforts, Anirudh passed away on September 5, 2005. The father then lodged a complaint with Ashok Vihar police station and MCI, which zeroed in on Jaideep Bansal and removed him from its rolls for a week as penalty.
Arguing before HC through counsels Vijay Aggarwal, Nitin Ahlawat and Rakesh Makhija, the doctors said the MM order of lodging an FIR was passed almost two years after the incident just to harass the doctors. Lawyers claimed their clients were not liable in any way as one of the doctors, Jaideep Bansal, had already been punished and the others exonerated by MCI. S N Misra, general secretary, Indian Medical Association, said, “Though I am not completely aware of facts of the case, an error of judgement is a possibility. It should not be held against the doctors. It is not medical negligence per se.”
With thanks from The Times of India 11 June 2008 P. 2 Delhi
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22 May, 2008

हॉस्पिटल पैकेज डील से ज्यादा नहीं ले सकते

नई दिल्लीः स्टेट कंस्यूमर कोर्ट ने कहा है कि 'पैकेज डील' के तहत कोई हॉस्पिटल या मेडिकल सेंटर मरीज से तय रकम से ज्यादा पैसे नहीं ले सकता। कोर्ट ने कहा कि ऑपरेशन या ट्रीटमेंट के लिए मरीज को तय राशि का पैकेज बताकर इलाज के वक्त उससे ज्यादा रकम ऐंठने के मामले बढ़ रहे हैं। कई समस्याएं बताकर तय रकम से ज्यादा पैसे लिए जाते हैं। अगर कोई हॉस्पिटल, अस्पताल, नर्सिंग होम या मेडिकल सेंटर ऐसी हरकत करता है, तो उसे अनफेयर ट्रेड प्रैक्टिस कहा जाएगा। पीडि़त मरीज कंस्यूमर कोर्ट में इसकी शिकायत कर सकता है।
जस्टिस जे. डी. कपूर की अध्यक्षता वाली स्टेट कंस्यूमर कोर्ट ने जनहित में यह फैसला सुनाया। दिल्ली में मथुरा रोड, सरिता विहार स्थित अपोलो हॉस्पिटल में इलाहाबाद से इलाज के लिए आए मोहम्मद अजमल नामक मरीज ने कोर्ट का दरवाजा खटखटाया था। अजमल की शिकायत के मुताबिक मामला नवंबर 1996 का है। अजमल को पेट में तेज दर्द हुआ। इलाज के लिए वह अपोलो हॉस्पिटल आए। वहां जांच के बाद उन्हें इलाज के लिए 37,500 रुपये का पैकेज बताया गया, मगर ट्रीटमेंट के दौरान 1,60,000 हजार रुपये अधिक वसूल लिए गए। साथ ही दो ऑपरेशन नाकाम रहने पर तीसरा ऑपरेशन भी किया गया। उन्हें आर्थिक नुकसान के साथ मानसिक और शारीरिक पीड़ा भी झेलनी पड़ी।
जस्टिस कपूर ने अपोलो हॉस्पिटल को आदेश दिया कि वह पीडि़त मरीज को 5,00,000 रुपये अदा करे। यह राशि पीडि़त से पैकेज डील से अधिक राशि वसूलने और इलाज के दौरान उन्हें हुई परेशानी के बदले मुआवजे के रूप में देने को कहा गया। कोर्ट ने कहा कि यदि किसी मरीज का पैकेज डील के तहत इलाज किया जाता है तो यह संबंधित हॉस्पिटल या मेडिकल संस्थान की जिम्मेदारी बनती है कि उस वक्त ठीक से जांच कर उसे सही राशि बताएं। एक बार पैकेज बताने के बाद मरीज निश्चिंत हो जाता है कि अब इतने रुपये में उसे छुटकारा मिल जाएगा। जब ट्रीटमेंट के दौरान गंभीर समस्या बताकर उससे पैकेज से अधिक रुपये लिए जाते हैं तो उसे शारीरिक और आर्थिक रूप से झटका लगता है। ऐसा गलत प्रैक्टिस है।
कोर्ट ने कहा कि यदि एक बार किसी बीमारी के इलाज के लिए हॉस्पिटल और मरीज के बीच पैकेज डील हो गई तो ट्रीटमेंट के दौरान कितनी भी समस्याएं क्यों न आएं, हॉस्पिटल को उसी पैकेज के तहत मरीज का इलाज करना होगा। इमरजेंसी बताकर उससे अधिक रुपये नहीं ऐंठे जा सकते।
With Thanks from नवभारत टाइम्स
Source:-नवभारत टाइम्स ,22 May 2008, P.1 New Delhi

28 April, 2008

Can hotelier be a consumer? State, national panels differ

A hotel owner moved a district consumer forum in Delhi seeking Rs 15 lakh compensation against a water-proofing company alleging deficient services that resulted in huge seepage in rooms and resultant damage to the wood work.
The district forum rejected the petition saying the hotelier was running the premises for commercial purposes, hence, as per the National Consumer Disputes Redressal Commission — the apex consumer body — he would not qualify as a ‘consumer’ under the Consumer Protection Act.
The state commission, entertaining the appeal by Gesture Hotels and Food Pvt Ltd, rapped the District Forum and said unless the services were availed or goods were purchased for further sale for earning profit, it would fall within the ambit of service under the consumer law. Appearing for Noida Water Proofing Company, which water-proofed certain rooms in the hotel, counsel Soumyajit Pani pointed out to the State Commission that holding a hotelier as a consumer would be contrary to the ruling given by the National Commission, whose verdicts were binding on all consumer fora.
Disregarding the argument, the State Commission said it was not bound by the National Commission’s views and that it was supposed to follow the rulings laid down only by the Supreme Court and the high courts.
“Even if any contrary view has been taken by the National Commission, by no stretch of imagination the same is binding on this (state) commission as these are the views and not the law laid down by the law laying authorities,” it said.
The Times of India 15th April 2008 Delhi P15
With thanks from The Time of India
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SC tells Tatas to replace car

The Supreme Court has directed Tata Motors Ltd to replace a defective car and pay Rs 3,000 as compensation to the customer. A bench headed by Justice B. N. Agarwal dismissed Tata Motors' petition and asked the company to replace the defective car as it created noise beyond the permissible limit. It also asked the company to pay Rs 3,000 to one Lachia Setty, who bought the Tata Indigo Lx car in February 2004 for Rs 5.58 lakh. The national consumer disputes commission had already ruled in favour of the customer. While challenging the decision of the national consumer disputes redressal commission Tata Motors said the mere allegation of noise without any material evidence cannot qualify to be a defect under the Consumer Protection Act, when the level of noise is in conformity with the prescribed limits. The Commission had upheld the decision of the Karnataka State Consumer Commission, which had ruled in favour of the buyer. Setty had earlier won the case in a district consumer forum, which held that Tata Motors failed to produce documents to refute the charges that the noise level of the vehicle was less than the permissible limit of 82 db( A) from a competent authority. It further stated that unless there was a defect in a new car, no person would come forward to surrender the vehicle within a short period of one or two months. Setty had moved the forum for refund of the money after the car had started making an unbearable noise due to a defect in its clutch releaser within a fortnight of its purchase. It is common for car manufacturers to go in for appeal after consumer commissions rule against them. For instance, in a similar case in October 2004, the Delhi state consumer disputes redressal commission had upheld the district forum's order directing the Tatas to replace the defective engine of an Indica car and provide a compensation of Rs 10,000 to the customer for causing mental agony. The car dealer was also directed to pay Rs 5,000 as compensation for not providing proper service. The Commission had observed that “ the complainant had spent his hard earned money to purchase the vehicle and if it had to be taken to the workshop so often, it must have caused him immense mental agony besides harassment.”
Mail Today 14th April P 37 Delhi
With Thanks from Mail Today
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14 April, 2008

SC: Big B can’t be prosecuted in Barabanki case

In a relief to Amitabh Bachchan, the Supreme Court on Monday gave him absolute protection from any future vindictive proceedings by the Mayawati government in relation to the Barabanki land, which the superstar had returned to the gram sabha following the controversy.
What came out from the apex court proceedings was the Mayawati government’s intention to target Bachchan and none else over the land deal.
When the state persisted that there was clear evidence of forging of land records and wanted permission to conduct an investigation, a bench comprising CJI K G Balakrishnan and Justice Aftab Alam said there was no evidence of Bachchan indulging in any forgery.
“If at all there was any forgery in the revenue records, it could have been done only by the officials and the state is free to inquire and proceed against them. If the government agrees, we will allow this,” the bench said. But, with Bachchan, a friend of rival SP leaders, out of the loop, the Mayawati government refused to take the offer. The bench, then, dismissed the state’s appeal.
Appearing for the state, senior advocate K K Venugopal and additional advocate general S K Dwivedi challenged an Allahabad high court order, giving a clean chit to Bachchan in the Barabanki land deal case after the mega star waived his claim over the farm land.
“The maxim ‘no person is above the law’ does not seem to apply to Amitabh Bachchan as despite clear evidence of forgery, the HC has restrained initiation of any criminal, civil or revenue proceedings against him relating to the land deal,” Venugopal said in his arguments. The bench wondered why the state was so keen to prosecute Bachchan despite the fact that he had given up the land and the gram sabha did not want to proceed against him.
Venugopal, faced with a bench that was not inclined to interfere with the HC order, stressed that there was glaring irregularities in the revenue records — the entries were made by different persons and wrong residential address given by the actor.
He said investigating an irregularity was the state’s prerogative and the HC couldn’t have said that no revenue, civil or criminal proceedings could be initiated against the actor as he had relinquished his claim over the 2.75 bighas of land at Daulatpur in Barabanki.
The HC, after waiver of Bachchan’s claim over the land, had concluded that in the absence of any proof against the actor committing any fraud or manipulating revenue records, it would be futile to proceed against him. The HC had ordered the land be restored to the gram sabha, the original owners. Fresh trouble for Amitabh The district authorities in Barabanki on Monday issued a notice to Amitabh Bachchan accusing him of undervaluing the stamp duty on a plot of land he bought. Additional district magistrate (finance) of Barabanki Shirish Dubey issued the notice to Amitabh and fixed May 5 for a reply.

The Times of India 1st April 2008 Delhi P. 11

With thanks from The Time of India
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10 February, 2008

ICICI Bank fined Rs 10L for credit card rejection

The Times of India 9 Feb 2008 P 10 Delhi

Had Put Lawyer In Negative List

Faulting the ICICI Bank for denying a credit card to a practising advocate in the Capital on the ground that the profession fell in the ‘negative profile’ the Delhi State Consumer Disputes Redressal Commission, has slapped a fine of Rs 10 lakh on the bank. The commission in a recent order slammed, what it termed ‘‘cavalier conduct and unpardonable negligence’’ on behalf of the bank and said this merited a ‘‘punitive damage of Rs 10 lakh... for not extending financial facility or even credit card on the premise that ‘Designation’ of an advocate has a negative profile.’’ The commission awarded the complainant Nivedita Sharma, a compensation of Rs 50,000 for the mental torture she had to face. According to the complainant, she was offered a credit card by the customer care executive of the ICICI bank and once she agreed to take the card, she was made to fill an application form and provide adequate papers including income tax returns which made her eligible for the credit facility. However, her application was rejected and returned with a note stating, ‘‘Designation — negative profile.’’ Pulling up the bank, the commission, in its order hit out at this practice and said that the complainant was asked to apply but when the column regarding her profession caught the eye of the bank official, he ‘‘rejected it with one stroke of a pen, ‘‘Designation — negative profile’’ throwing the RBI guidelines and other relevant, rational criterion to the wind without batting an eye-lid and little realizing the irreparable damage it would inflict upon the complainant and the practitioners of legal profession by demeaning it.’’ The bank contended that it was not their policy to refuse credit cards to lawyers and denial was case specific. It maintained that there were conditions which must be fulfilled by the applicant and that the legal fraternity has never been denied any facility. ‘‘There is no negative marking at least for lawyers,’’ the bank said. The commission however, took into consideration the word, ‘Designation’ used in the note by the bank. ‘‘The word ‘designation’ has mainly two components. First, it flows from the profession of a person like advocates, engineers.Other source of ‘designation’ is an office held by a person either in private organization or in the government organization. No profession except impermissible by law is a negative profile,’’ the commission said, adding it amounted to ‘corporate authoritarianism.’
Times View
We wholeheartedly support consumer rights and commend the commission for the enthusiasm displayed by it for an important cause. However, we believe that banks must have the right to decide whom they want to issue credit cards to, provided it is purely a business decision based on the applicant’s risk profile. After all, if any credit card user defaults, it is the issuing bank that will end up losing money. If a bank is not convinced about an applicant’s creditworthiness, it should not be forced to issue a card to that person.
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19 November, 2007

The Food Safety Act and product liability clause in the Consumer Protection Act is going to be introduced

The Food Safety Act and product liability clause in the Consumer Protection Act is going to be introduced for protection of sub standard goods and services

*Deepak Miglani

The industrial revolution and the development in the international trade and commerce has led to the vast expansion of business and trade, as a result of which a variety of consumer goods have appeared in the market to cater to the needs of the consumers. The evil of substandard goods illegally getting marketed in India is increasing day by day. The Indian government is feeling the need to protect the consumer from the substandard goods.


The government has made a proposal based on recommendations made by the Planning Commission in the 11th five-year Plan, which is to be placed before the National Development Council next month. This proposal will substantially overhaul the existing consumer law.


The commission has recommended mandatory standards for products which impact health and safety of the consumer as well as harm the environment. These include electrical appliances, electronics, IT and telecom products, medical devices, industrial and fire safety equipment, helmets and material used for food packaging.

While making these recommendations, the government for the first time has admitted that there are serious shortfalls in achieving consumer welfare because of lack of laws regulating many products and services that impact health, environment and safety in general.

The Quality Council of India who is the apex body of regulating agencies lacks strength and its teeth also are not sharp. Therefore the commission has suggested setting up of National Quality and Standardization Authority. This authority would be empowered to provide voluntary standards for all areas of economic and social activities and mandatory standards for products that impact health, safety and environment.

To further strengthen the consumer protection legislative regime, the government has also suggested setting up of a National Consumer Protection Authority that could fill the gap created by the winding up of Monopolies and Restrictive Trade Practices Commission. This authority would be empowered to look into deceptive practices and misleading advertisements by manufacturers and service providers.

The new Food Safety Act has been lying in the embargo for bringing the standard for packaged food items. The Food regulatory authority will b e set up in the month of December.

It is imperative that we educate our people about the law and help them to protect themselves from the onslaught of high-tech marketing of these substandard products.

For the protection of the consumer, the glut of adulterated and sub-standard articles in the market has to be checked. Inspite of various provisions providing protection to the consumer and providing for stringent action against adulterated and sub-standard articles in the different enactments ; the government is going to enact Food Safety Act and introduce the product liability clause in the Consumer Protection Act ,making erring manufacturers and suppliers liable to pay punitive damages.

References:-

http://fcamin.nic.in/

http://planningcommission.nic.in/

http://pib.nic.in/


For any query:-
deepakmiglani@hotmail.com